I started side hustling to pay for a family holiday but it went so well I’ve quit my job & now earn £6.3k a month

A MUM who began side hustling to pay for a family holiday, has revealed that she’s now quit her regular job and is cashing in £6.3k a month.

Amy Baldwin, 38, who calls herself @thehustlemumma revealed that she began side hustling around 14 months ago to save up for a family trip.

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Amy quit her job to side hustle full timeCredit: Tiktok/@thehustlemumma
Woman describing her successful side hustle.

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She has 11 different income streamsCredit: Tiktok/@thehustlemumma

“It very quickly became clear to me that I could make this my full time job”, she revealed in a video posted to her TikTok channel.

“So that’s what I did.”

The mum-of-three, from Hastings, quit her job as nurse, and now spends her time hustling from home.

Not only was the busy mum able to pay for a fab holiday, she also used her side hustle income to pay for a garage conversion and is now working towards paying for a studio in the garden.

Read more side hustle stories

She made a whopping £6300 in July, from 11 separate income streams, and has shared exactly where her cash has come from.

Rover

Amy made a humble £31.88 from pet sitting site Rover, which she received for having one pet stay over for the night.

“You do need to look at licensing laws in your area”, she advised anyone thinking of using the site to make cash.

Top Cashback

If you sign up to a cashback site, brands will pay the site when you shop with them, which will then get paid back to you as cashback.

You can also make money from referrals, and Amy made £35 last month from one referral.

Cashback

Amy made £65.65 from another site called Cashback, which pays people for doing things like surveys, trials and games.

I earn cash by selling ‘actual rubbish’ on eBay – I flogged a freebie I found on the floor by a bin for £10, it’s crazy

“You can make videos on TikTok and I think you get like £200 for that”, she said.

TikTok creator fund

Last month, Amy made £97 from making videos on her TikTok channel.

“It’s my lowest ever month, but its still the best part of £100, so I am not sniffing at it”, she said.

eBay

The busy mum made £211.59 from flogging bits and bobs on eBay in July.

Do I need to pay tax on my side hustle income?

MANY people feeling strapped for cash are boosting their bank balance with a side hustle.

The good news is, there are plenty of simple ways to earn some additional income – but you need to know the rules.

When you’re employed the company you work for takes the tax from your earnings and pays HMRC so you don’t have to.

But anyone earning extra cash, for example from selling things online or dog walking, may have to do it themselves.

Stephen Moor, head of employment at law firm Ashfords, said: “Caution should be taken if you’re earning an additional income, as this is likely to be taxable.

“The side hustle could be treated as taxable trading income, which can include providing services or selling products.”

You can make a gross income of up to £1,000 a year tax-free via the trading allowance, but over this and you’ll usually need to pay tax.

Stephen added: “You need to register for a self-assessment at HMRC to ensure you are paying the correct amount of tax.

“The applicable tax bands and the amount of tax you need to pay will depend on your income.”

If you fail to file a tax return you could end up with a surprise bill from HMRC later on asking you to pay the tax you owe – plus extra fees on top.

Etsy

Amy has her own jewellery shop on Etsy, and made £241 from sales last month.

Hosting international students

The savvy saver and her family host international students and currently have two boys from Germany staying with them Monday to Friday.

“We have had two sets of students this month, and it has brought us in £280”, she said.

Vinted

Amy said that she hasn’t used Vinted much lately, but was still able to cash in £285 from selling old clothes.

Custard

The final cashback site that Amy makes money from is called Custard, and also pays you for doing games and surveys.

She revealed that you also get £5 everytime somebody you have referred to the site cashes out £10.

The side hustling whizz was able to make a whopping £315 from Custard last month.

Digital products

Amy’s second biggest earner is from selling digital products, which refers to anything that you can buy in digital form, such as an online course or guide.

She makes money from selling a financial guide, and will soon be selling The Hustle Mumma Blueprint.

“It’s literally the blueprint to every side hustle that I do”, she said.

Digital products brought in £451.65 for Amy last month.

Live selling

By far Amy’s biggest earner, live selling made her £4316.

Tilt is a live auction selling app where customers bid on items in real-time, kind of like an in person auction.

Amy sells clothes using the app, and also gets money from referrals.

“Tilt has literally changed my life”, she said.

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